Term Critical Illness Insurance

Main features

• Coverage for 4 or 25 illnesses

• Return of premium option without terminating the contract

• 1st event life insurance

• Flexibility: capital from $25,000 to $1,000,000

• Insurance terms from 10 to 75 years

• Convertible to permanent insurance up to age 60

• Medical Experts Assistance Program: Free access to Teladoc’s integrated medical expert service

• Available riders:

  • 1st Event life insurance

  • Return of premiums without terminating the contract every 15 years or at age 65

  • Total disability waiver of premium benefit

  • Accidental death and dismemberment benefit