New Guaranteed Issue

Guaranteed Issue Now Available from Humania – Life, Critical Illness & Disability Coverage for Everyone with the IWME Copper Plan. Learn more

Income Insurance

Accident and Sickness

Simple, affordable and competitive. No occupation refused.

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Home Advisor Centre Products and sales platforms Prohealth Income Insurance – Accident and Sickness

Home Advisor Centre Products and sales platforms Prohealth Income Insurance – Accident and Sickness

Income Insurance – Accident and Sickness tailored to everyone’s needs

Even in the most complex situations we can offer your clients an income replacement plan with PROHEALTH Income Accident and Sickness product.

View documentation

Target Market

For self-employed workers and business owners

Difficult to insure and high risk occupations

For seasonal workers, part-time workers, students and retirees

Target Market

For self-employed workers and business owners

Difficult to insure and high risk occupations

For seasonal workers, part-time workers, students and retirees

WHAT MAKES US STAND OUT

Highlights

E-application with tele-interview
3 distinct plans
Game-changing features
Monthly credit card payment option available with no extra fees
20-Year Return of Premium (50%, 75% and 100%)

PROTECTION DETAILS

Main features

Issue age: 18 to 64 years
All occupations are eligible
No limitations for home-based and self-employed workers
Offer for unemployed, part-time, seasonal, students and retirees: $1,000/month
No coordination or integration up to $2,500/month for 36 months
Level premium to age 65 – premium guarantee for the first 5 years
Critical Illness coverage included
1st day hospitalization included for waiting periods of 90 days or less
Available waiting periods: 14, 30, 90, 120, 180, 365 and 730 days
Multiple waiting periods on a single contract
Employment stability discount

Guides and documents

For more information on PROHEALTH – Income Insurance Accident and Sickness, please view documents below: