Please note that our offices will be closed on December 24th, 25th and 26th, as well as on December 31st, January 1st and January 2nd.

Potential postal service disruption. We are here to support you. Learn more.

Disability Insurance

Disability insurance

Protect your income in the event of disability

Whether you’re employed, self-employed, or a business owner, our disability insurance is essential in the event of an accident or sudden illness that prevents you from working.

Our solutions offer you peace of mind by giving you the time you need to recover. Face the future confidently with Humania Assurance.

Financial-disability-insurance-protection
Financial-disability-insurance-protection

Why take out disability insurance?

Protect your finances in the event of incapacity

Financial protection in the event of disability

If you are unable to work due to illness or accident, you will receive regular benefits to replace part of your income, enabling you to cover your basic needs and maintain your standard of living.

Worry-free recovery support

Your recovery is essential. Concentrate on healing, without worrying about financial troubles. We support you with disability insurance that gives you the peace of mind you need.

Supplemental health insurance

Even with health insurance coverage, a loss of income in the event of disability is not always covered. Our disability insurance offers you additional financial security.

Maintain your commitments

Continue to meet your financial commitments, such as paying your mortgage, bills and debts, even if you’re unable to work. Our disability insurance protects your financial stability, no matter what happens.

Our disability insurance coverage

Choose the one that suits your unique needs

Payment Insurance – Accident & Sickness

Protect the ongoing operations of your business.  

Are you a small business owner or self-employed? This coverage offers comprehensive protection to keep your business running smoothly in the event of disability due to accident or illness. The expenses essential to maintaining your business continue to be covered. 

 

Why choose this insurance? 

  •  A wide range of payments eligible for reimbursement, including personal, business, and office overhead expenses 
  • Monthly benefit of up to $10,000 to provide financial stability in the event of disability 
  • No denial of protection, offering security for your professional future. 
Term Life insurance additional option
  • From $100,000 to $1,000,000 maximum (based on the Insured’s age and chosen DI benefit amount)
  • Guaranteed premium for the chosen Term
  • Conversion allowed up to 65 years old

Calculate a premium

 

Having trouble getting insurance? 

Humania Assurance’s without medical exam protects you in the event of disability due to accident or illness. Receive up to $2,500 per month to cover your financial commitments in the event of disability.

No medical exam | 6 eligibility questions | Issued in 10 minutes | No cases refused  

Disability-insurance-self-employed

Income Insurance – Accident & Sickness

Protect your salary, whatever your profession.

In the event of disability due to an accident or illness and the inability to pursue your daily activities, benefit from a monthly allowance so you can concentrate on your recovery without financial worries. 

 

Why choose this insurance?  

  • $1,000 for seasonal workers, part-time workers, students, and retirees 
  • No limitations for home-based and self-employed workers, ensuring complete protection for all professions 
  • No profession refused, for total peace of mind 
  • Three plan types to suit your needs and budget, for optimum flexibility

Calculate a premium

 

Having trouble getting insurance? 

Humania Assurance’s without medical exam provides you with a salary in the event that you become disabled and are unable to support yourself. Get up to $2,500 per month to cover your loss of earnings in the event of disability.

No medical exam | 6 eligibility questions | Issued in 10 minutes | No cases refused  

Four different type of workers

Income Insurance – Accident

Insure your salary in the event of an accident.

Whether you’re a full-time or part-time worker, business owner, stay-at-home parent, student, or even retired. In the event of disability following an accident, receive monthly benefits to cover your living expenses and maintain your standard of living.

 

Why choose this insurance?

  • Benefits of up to $6,000 per month, providing financial security in the event of disability
  • $1,000 for seasonal and part-time workers, students and retirees
  • With no medical exam and just one health question, it’s quick and easy to sign up
  • No profession refused, for complete, non-discriminatory coverage

Calculate a premium

Income Insurance – Accident

Advice

Explore different articles about insurance solutions to help you make informed choices.

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