Potential postal service disruption

We are here to support you

Learn more

Health Insurance for Medical Expenses

Be covered for medical expenses

Whether you’re self-employed, a contract worker, or retired, our Health Insurance for Medical Expenses is especially designed to give you unparalleled peace of mind.

Get coverage for your healthcare expenses (medical expenses, treatments, hospitalization, medical consultations, medications, and other healthcare services, depending on the terms of the policy).

physiot
physiot

Why take out Medical Expense Insurance?

Coverage

Cover the costs for ambulance transportation, medical supplies, home care and hospitalization fees.

Protection

Be well-covered in case of major health problems and protect your finances in the long term.

Reimbursement

Offset the financial burden by reimbursing expenses not covered by your public.

Flexibility

Benefit from greater flexibility in choosing healthcare providers: access a wider network of doctors and specialists.

Choose the one that suits you best

Our coverages

Medical Expense Insurance

For all covered expenses, this medical expense insurance reimburses your out-of-pocket expenses up to a lifetime maximum of $10,000.

  • 21 eligibility questions
  • Issued instantly online
  • No medical exam required
  • Issue age: 15 days to age 75
  • Available amounts: $10,000 for life for all covered expenses
  • Available options: Accident or Accident and Sickness
  • Garanteed renewable until age 80

 

Calculate a premium

Medical-Expense-Insurance-accident

Medical Expense Insurance in the event of accident or illness

For all covered expenses, this medical expense insurance reimburses your out-of-pocket expenses up to a lifetime maximum of $10,000.

  • Up to $40 per treatment by a healthcare professional (physiotherapist, chiropractor, etc.).
  • Unlimited compensation for ambulance transport.
  • Up to $1,000 for diagnostic and laboratory services.
  • Up to $1,000 for casts, slings, and trusses.
  • Up to $500 for hearing aids.
  • Up to $500 for dental care following an accident (per tooth).

 

Calculate a premium

Medical-Expense-Insurance-illness

Frequently asked questions

Find answers to the most frequently asked questions about medical expense insurance.

Medical expense insurance is an insurance policy that covers healthcare expenses. It covers medical expenses, treatments, hospitalization, medical consultations, medications, and other health services, depending on the terms of the policy.

Covered medical expenses may vary depending on the insurance policy. In general, they include doctor’s visits, hospitalization fees, outpatient care, prescription drugs, medical examinations, specialized treatments, surgery, dental care, and other health services.

Exclusions vary by insurance company, but some common exclusions include cosmetic treatments, undisclosed pre-existing conditions, self-inflicted injuries, alcohol- or drug-related health problems, injuries caused by dangerous or illegal activities, etc.

Medical expense insurance covers ongoing health care expenses, while critical illness insurance provides a lump-sum benefit in the event of a critical illness diagnosis, regardless of the actual cost of care. The two types of insurance can complement each other to provide more comprehensive coverage.

Advice

Explore different articles about insurance solutions to help you make informed choices.

You may also be interested in these protections

img-horizontal-ass-nomed
Insurance Without Medical Exam

Problems getting out insurance? Insurance without medical exam is the perfect solution for you.

Learn more
Happy family
Life Insurance

Put your mind at ease by protecting your loved ones from financial hardship in the event of your death.

Learn more
Someone with a broken leg sitting on a couch
Disability Insurance 

Secure your income in the event of disability, to cover your basic needs.

Learn more
Search the site