Home Individual Insurance Types of insurance Health insurance for medical expenses
Whether you’re self-employed, a contract worker, or retired, our Health Insurance for Medical Expenses is especially designed to give you unparalleled peace of mind.
Get coverage for your healthcare expenses (medical expenses, treatments, hospitalization, medical consultations, medications, and other healthcare services, depending on the terms of the policy).
Cover the costs for ambulance transportation, medical supplies, home care and hospitalization fees.
Be well-covered in case of major health problems and protect your finances in the long term.
Offset the financial burden by reimbursing expenses not covered by your public.
Benefit from greater flexibility in choosing healthcare providers: access a wider network of doctors and specialists.
For all covered expenses, this medical expense insurance reimburses your out-of-pocket expenses up to a lifetime maximum of $10,000.
For all covered expenses, this medical expense insurance reimburses your out-of-pocket expenses up to a lifetime maximum of $10,000.
Find answers to the most frequently asked questions about medical expense insurance.
Medical expense insurance is an insurance policy that covers healthcare expenses. It covers medical expenses, treatments, hospitalization, medical consultations, medications, and other health services, depending on the terms of the policy.
Covered medical expenses may vary depending on the insurance policy. In general, they include doctor’s visits, hospitalization fees, outpatient care, prescription drugs, medical examinations, specialized treatments, surgery, dental care, and other health services.
Exclusions vary by insurance company, but some common exclusions include cosmetic treatments, undisclosed pre-existing conditions, self-inflicted injuries, alcohol- or drug-related health problems, injuries caused by dangerous or illegal activities, etc.
Medical expense insurance covers ongoing health care expenses, while critical illness insurance provides a lump-sum benefit in the event of a critical illness diagnosis, regardless of the actual cost of care. The two types of insurance can complement each other to provide more comprehensive coverage.
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