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February 20, 2017

Credit insurance for hard to insure clients with IWME Debt Insurance

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A new protection was added to Humania Assurance – Insurance Without Medical Exam. With IWME Debt Insurance, you could receive up to $2,500 per month to cover your debts.

The Web solution for your declined or difficult to insure clients

Offer your clients up to 4 term insurance coverages instantly issued online against premature death, critical illness and disability to cover loss of income or monthly debt payments.

Web solution | Instant issue | Insured in less than 10 minutes

Only 6 eligibility questions!

Insurance Without Medical Exam offers four types of coverage

LIFE INSURANCE

  • From $5,000 to $300,000
  • 10- or 20-year term protection
  • Guaranteed renewal to age 70

CRITICAL ILLNESS INSURANCE

  • From $5,000 to $100,000
  • 10- or 20-year term protection
  • Four covered illnesses
  • Guaranteed renewal to age 65
  • Premium Refund Rider Available after 20 years (75%)

DISABILITY INCOME INSURANCE

  • From $400 to $2,500* per month for 24 months
  • 10- or 20-year term protection
  • Retroactive benefit included
  • Guaranteed renewal to age 65
  • Premium Refund Rider Available after 20 years (75%)

DISABILITY DEBT INSURANCE

  • From $400 to $2,500* per month for 12 to 24 months
  • 10- or 20-year term protection
  • Retroactive benefit included
  • Guaranteed renewal to age 65
  • Premium Refund Rider Available after 20 years (75%)

*Maximum combined disability coverage may not exceed $2,500/month. See contract for details.

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