IWME Income Insurance

New IWME Copper Plan
Guaranteed Issue Insurance Now Available

Main features

Simplified Issue
Gold, silver, bronze

Guaranteed Issue
Copper

Issue age

From 18 to 55 years old inclusively

Available terms

T10 or T20

Benefits offered

from $400 to $2,500 per month

from $400 to $1,250 per month

Renewal

Guaranteed renewal until age 65

Rider (optional)

75% return of premium rider after 20 years with no claim

Beneficiary

The insured

Pre-existing condition clauses

12 or 24 months

N/A

Deferred period

N/A

No benefit during the 24 months period following the underwriting except in the event of an accident

Complete technical sheet

Consult

Declined Elsewhere: For your clients who have been declined by other insurance companies due to health or other reasons.
Need for hassle-free coverage: For individuals who need disability insurance without going through long and complex medical exams.

Available to adults aged 18 to 55 inclusive: Providing an affordable solution for a wide range of individuals.
Difficult-to-insure clients: Due to risky professions, extreme sports, criminal records, deferred clients awaiting tests, excessive drug and alcohol use, overweight, diabetes, HIV, or other.

Declined Elsewhere: For your clients who have been declined by other insurance companies due to health or other reasons.
Need for hassle-free coverage: For individuals who need disability insurance without going through long and complex medical exams.

Available to adults aged 18 to 55 inclusive: Providing an affordable solution for a wide range of individuals.
Difficult-to-insure clients: Due to risky professions, extreme sports, criminal records, deferred clients awaiting tests, excessive drug and alcohol use, overweight, diabetes, HIV, or other.

WHAT MAKES US STAND OUT